Long-Term Care Insurance

CMT Insurance can help you plan ahead. Long-Term Care Insurance is an essential part of retirement planning. Most people have experience with a loved one needing long term care. During this time, financial and emotional stress can take its toll. Having a long-term care plan can protect your family and relieve the burden on loved ones.

What is covered with long-term care insurance?

Long-term care is typically not covered under general health insurance, Medicare or Medicaid. Individuals may need long-term care when they are no longer able to care for themselves or complete basic daily activities without assistance. The costs associated with long-term care and assistance can be quite expensive. The benefits of having long-term care insurance can help protect your family financially. This coverage can generally help with the costs associated with:

• Assisted Living
• Hospice Care
• Home Care
• Adult Daycare
• Nursing Homes
• Respite Care

To learn more, one of our dedicated agents at CMT Insurance can discuss if you qualify for coverage.