The purpose of commercial property and casualty insurance is to hedge a business’ exposure to loss. Since no two businesses are the same, each business has a unique exposure to loss. Therefore it is important that a risk management plan be tailored to address those exposures through the use of insurance.

A properly tailored risk management plan is essential to the success of any business. Aside from obligatory coverages required by the law and lenders, your particular business likely has exposures to loss that can only be assessed on an individual basis. Whether you choose to hedge your exposure to loss through the use of insurance, you should know your options in order to make an educated decision. CMT specializes in providing commercial insurance programs for the following industries:

  • Commercial Real Estate
  • Habitational Real Estate
  • General Retail
  • Hospitality Industry
  • Restaurant/Bars/Taverns & Night Clubs
  • Supermarkets & Grocery Stores
  • General Contractors
  • Artisan Contractors
  • Electronics Manufacturers & Distributors
  • Chemical, Ink & Dye Manufacturers & Distributors
  • Food Manufacturers & Distributors
  • Auto Part Manufacturers & Distributors
  • Professionals – Attorneys, Accountants & Architects
  • Trucking and Logistic Companies
  • Mechanics & Auto Body Shops
  • Machine Shops, nut/bolt/screw manufacturers
  • & Other Industries